Your Loan
Solution Starts Here
Quick Approval | Low Interest Rates | Hassle-Free Process
Our Loan Services
Comprehensive Loan Solutions for Every Need
Personal Loan
Quick personal loans for any need - medical, wedding, travel, or emergency expenses.
Apply Now →Business Loan
Grow your business with flexible business loans and working capital solutions.
Apply Now →Loan Against Property
Unlock the value of your property with high-value loans at competitive rates.
Apply Now →Car Loan (New/Used)
Drive your dream car today with easy car loans for new and used vehicles.
Apply Now →Education Loan
Invest in your future with education loans for higher studies in India and abroad.
Apply Now →Two Wheeler Loan
Get your bike or scooter with easy two-wheeler loans and minimal documentation.
Apply Now →Tractor Loan
Empower your farming with affordable tractor loans and flexible repayment options.
Apply Now →Govt Scheme Loans
Access government-backed loans - MUDRA, PMAY, Stand-Up India, and more schemes.
Apply Now →Loan Details
Everything You Need to Know About Our Loans
Personal Loan
What is it?
An unsecured loan for personal needs like medical emergencies, weddings, travel, home renovation, or debt consolidation without any collateral.
Why Choose It?
Quick disbursal, no collateral required, flexible usage, minimal documentation, and competitive interest rates for urgent financial needs.
Eligibility
- Age: 21-60 years
- Income: ₹15,000/month minimum
- CIBIL Score: 650+
- Employment: Salaried/Self-employed
Loan Details
- Amount: ₹50,000 - ₹40 Lakhs
- Interest Rate: 10.5% - 24% p.a.
- Tenure: 12 - 60 months
- Processing Fee: 1-3% of loan
Business Loan
What is it?
Finance for business expansion, working capital, inventory purchase, equipment buying, or managing cash flow for small to large enterprises.
Why Choose It?
Grow your business, manage cash flow, expand operations, buy assets, flexible repayment, and maintain business stability.
Eligibility
- Business: 2+ years old
- Turnover: ₹10 Lakhs+ annually
- Age: 21-65 years
- CIBIL Score: 700+
Loan Details
- Amount: ₹1 Lakh - ₹50 Crores
- Interest Rate: 11% - 20% p.a.
- Tenure: 12 - 84 months
- Processing Fee: 1-2% of loan
Home Loan
What is it?
Loan to purchase, construct, or renovate residential property. Includes ready-to-move homes, under-construction properties, and land purchase.
Why Choose It?
Own your dream home, tax benefits under Section 80C and 24(b), long tenure, competitive rates, up to 90% property value funding.
Eligibility
- Age: 23-60 years
- Income: ₹25,000/month minimum
- CIBIL Score: 750+
- Employment: Stable income proof
Loan Details
- Amount: ₹5 Lakhs - ₹5 Crores
- Interest Rate: 8.5% - 12% p.a.
- Tenure: 60 - 360 months
- Processing Fee: 0.5-1% of loan
Car Loan (New & Used)
What is it?
Finance to purchase new or pre-owned cars. Covers up to 90% of vehicle cost for new cars and 80% for used cars with easy EMIs.
Why Choose It?
Own your car immediately, minimal down payment, flexible tenure, quick approval, covers insurance and registration costs.
Eligibility
- Age: 21-60 years
- Income: ₹20,000/month minimum
- CIBIL Score: 700+
- Valid Driving License required
Loan Details
- Amount: Up to 90% of car value
- Interest Rate: 9% - 15% p.a.
- Tenure: 12 - 84 months
- Processing Fee: ₹2,000 - ₹10,000
Education Loan
What is it?
Loan for higher education in India or abroad. Covers tuition fees, accommodation, books, travel, and other education-related expenses.
Why Choose It?
Fund quality education, tax benefits, moratorium period, covers all education expenses, parental income considered.
Eligibility
- Student: Indian citizen
- Admission: Confirmed in recognized institution
- Co-applicant: Parent/Guardian required
- Academic: Good academic record
Loan Details
- Amount: ₹10 Lakhs - ₹1.5 Crores
- Interest Rate: 9% - 15% p.a.
- Tenure: Up to 15 years
- Moratorium: Course + 1 year
Government Scheme Loans
What is it?
Government-backed loans including MUDRA (Micro Units Development), PMAY (Pradhan Mantri Awas Yojana), Stand-Up India, and other welfare schemes.
Why Choose It?
Lower interest rates, government backing, subsidies available, special benefits for women, SC/ST, and minority entrepreneurs.
Eligibility
- MUDRA: Micro/Small business owners
- PMAY: EWS/LIG/MIG home buyers
- Stand-Up India: SC/ST/Women entrepreneurs
- Varies by specific scheme
Loan Details
- MUDRA: Up to ₹10 Lakhs
- PMAY: Up to ₹6.5 Lakhs subsidy
- Stand-Up: ₹10 Lakhs - ₹1 Crore
- Interest: 7% - 12% p.a.
Loan Comparison
Compare Interest Rates & Features
| Loan Type | Interest Rate (p.a.) | Max Amount | Max Tenure | Processing Time |
|---|---|---|---|---|
| Personal Loan | 10.5% - 24% | ₹40 Lakhs | 60 Months | 24-48 Hours |
| Business Loan | 11% - 20% | ₹50 Crores | 84 Months | 3-7 Days |
| Home Loan | 8.5% - 12% | ₹5 Crores | 360 Months | 7-15 Days |
| Loan Against Property | 9% - 14% | ₹5 Crores | 180 Months | 7-10 Days |
| Car Loan | 9% - 15% | ₹50 Lakhs | 84 Months | 2-5 Days |
| Education Loan | 9% - 15% | ₹1.5 Crores | 180 Months | 7-14 Days |
| Two Wheeler Loan | 10% - 18% | ₹2 Lakhs | 48 Months | 24 Hours |
| Tractor Loan | 9% - 14% | ₹25 Lakhs | 84 Months | 3-5 Days |
| Instant Loan | 12% - 30% | ₹5 Lakhs | 36 Months | Instant - 2 Hours |
| Government Schemes | 7% - 12% | Varies by scheme | 60-180 Months | 10-20 Days |
Pros & Cons of Loans
Make an Informed Decision
Advantages
- Immediate access to funds for urgent needs
- Helps achieve financial goals without savings
- Builds and improves credit score with timely repayment
- Tax benefits on home and education loans
- Flexible repayment tenure options available
- No collateral required for personal loans
- Business growth and expansion opportunities
- Competitive interest rates from multiple lenders
- Quick approval and disbursal process
- Minimal documentation requirements
Disadvantages
- Interest cost increases overall expense
- Debt burden affects monthly budget
- Risk of credit score damage if payment missed
- Processing and other hidden charges apply
- Collateral risk in secured loans
- Prepayment penalties may apply
- Requires good credit score for approval
- Income and eligibility restrictions
- Long-term financial commitment required
- Over-borrowing can lead to debt trap
Why Choose Finease for Loans
Your Trusted Loan Partner
Quick Approval
Get instant approval with our fast-track loan processing. Most loans approved within 24-48 hours.
Competitive Rates
Best interest rates in the market with flexible EMI options that fit your budget perfectly.
Minimal Documentation
Simple and easy documentation process. No hassle, no unnecessary paperwork required.
100% Secure
Your data and financial information are protected with bank-grade security protocols.
24/7 Support
Our loan experts are available round the clock to assist you with any queries or concerns.
Transparent Process
No hidden charges. Complete transparency in fees, rates, and terms and conditions.
About Loans
Understanding Loan Services
A loan is a financial tool that provides immediate access to funds when you need them most. At Finease, we offer comprehensive loan solutions designed to meet diverse financial needs - from personal emergencies to business expansion, from buying your dream home to funding quality education.
Our loan services are backed by partnerships with leading banks and NBFCs across India, ensuring you get the best rates, flexible tenures, and hassle-free processing. We understand that every customer's financial situation is unique, which is why we provide personalized loan solutions tailored to your specific requirements and repayment capacity.
With Finease, getting a loan is simple, transparent, and secure. Our digital-first approach combined with expert guidance ensures that you make informed decisions. Whether you need a small personal loan or a large business loan, we're here to support your financial journey every step of the way.
0
Happy Clients
0
Loans Processed
0
Years Experience
0
Satisfaction Rate %
Serving Across India
Finease provides loan services across all states and union territories of India. Whether you're in a metro city or a tier-3 town, our loan experts are ready to assist you. We have partnered with leading banks and financial institutions nationwide to ensure seamless service delivery wherever you are.
Our pan-India presence means you get the same quality service, competitive rates, and expert guidance regardless of your location. From Kashmir to Kanyakumari, from Gujarat to Assam - Finease is your trusted loan partner.
Find Service in Your CityGet Your Loan Today
We're Here to Help You